NEWS & PROMOTIONS

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Spring 2018 Newsletter


3.99% BALANCE TRANSFER SPECIAL

 

Our popular Visa Balance Transfer Special is back!  Transfer your credit card or loan balances from other institutions and we'll give you a low 3.99% APR1 on your balance transfers for a full 18 months.  PLUS we charge no balance transfer fee, which saves you even more money!

 

Need a higher credit line to make the most of this offer, or don’t have our card?  Click here to apply, or call the loan department at 877-884-0112 and we'll be happy to help! 

1 - Annual Percentage Rate

Balance transfers cannot be used to pay on existing DOTCU loans.

Balance Transfers must be made through Credit Union Loan Department

Promotion ends 6/30/2018 - Promotion may be withdrawn or extended at any time without notice

 


LOOKING TO LOWER YOUR AUTO RATE?

With our low auto rates and easy payment terms, we can help you find the payment that fits your budget! Plus, our popular auto refinance special can reduce your interest rate up to 2%1 AND give you up to a 90 day payment holiday2 when you move your existing vehicle loan financed with another lender to us.

Click here to apply, or call our loan department at 877-884-0112 for more details.

1 – Subject to floor rates – to 48 months - 1.99%, to 72 months - 2.49%, to 84 months - 3.99%. Existing DOTCU loans not eligible for this offer.
2 – Finance charges begin accruing as of the loan origination date. Minimum 660 Beacon score to qualify for 90 day payment holiday. All others may receive up to 60 day payment holiday.


CONSOLIDATE YOUR BILLS INTO JUST ONE PAYMENT!

Consolidate Bills

With loans up to $25,0001 and rates as low as 9.50% APR2 with terms up to 84 months, our Bill Consolidation loan can help you combine all those bills into one affordable monthly payment and give you a little more room to breathe! 

To apply, call or stop by the Credit Union, or apply online!

 

1 - Cannot be used to pay on existing DOTCU loans.

2 - Annual Percentage Rate


IS BUYING OR REFINANCING A HOME IN YOUR PLANS?

Now is a fantastic time to make it happen, plus you don’t need perfect credit or a big down payment. Our mortgage partner, CU Members Mortgage, and their team of mortgage experts can get you started with a fast pre-qualification so you'll know your buying power, and our exclusive loan programs with rates and terms just for our members means you'll find a loan that fits your financial goals.
 
Also, our CU Home Advantage program is a FREE real estate benefits program that offers you many great resources to help you find the perfect home.  With your enrollment you'll receive a 20% cash back rebate of the real estate professional’s commission 30 days after closing, a dedicated member advocate to guide you in buying your home, referral to a participating top-tiered agent, and other special discounts.
 
Whether you are looking to buy or refinance to improve your term or your rate, we have a loan officer waiting to help you evaluate your loan scenario. Give us a call today and we’ll help you take a look at the options you qualify for and answer all your questions!
 

This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are subject to change. Home loans are provided by partnership with CU Members Mortgage a division of Colonials Savings, F.A. NMLS 401285.




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