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Current Rates Need a loan? Check out our great rates! Calculators Use these to determine what amount you can borrow. Consumer Loans Cars, trucks, vans, boats, motorcycles/ATV's and recreation vehicles. Automobile Loans You can finance the purchase of a new or used auto with varying repayment terms. We lend up to 100% of the purchase price (not to exceed the Manufacturer's Suggested Retail Price) for new vehicles and up to 100% of purchase (not to exceed the NADA Retail Value) for used vehicles. In addition, the credit union will also finance the sales tax, tag, extended warranties, gap insurance, title and lien fees. The credit union also offers the refinancing of any existing auto loan you may have with another institution (e.g., a bank or an automobile dealer).
To check extended warranty and GAP coverage options and receive an online quote for your vehicle, click here. Pre-approved Loans Put You in Charge You can have your loan pre-approved at the Florida DOT Credit Union Credit Union. This sets your budget and makes you, in effect, a "cash buyer" - so you can negotiate price from a position of strength. Pre-approval maximizes your bargaining power with the dealer. Open End Credit Loans With an approved open end credit application, you can establish a signature limit which enables you to borrow often with a minimum amount of paperwork. You can obtain advances by phone requesting funds to be deposited into your sharedraft (checking) account or pick up your money quickly at the credit union. Secured Loans You can also borrow to purchase new & used recreational vehicles, new & used mini recreational vehicles, new & used farm equipment, new furniture & appliances, etc. We also offer share and certificate secured loans. Real Estate Loans Let us help you get into the home of your dreams. VISA Cards Tired of outrageous rates and fees? Regain your confidence with a Florida DOT Credit Union VISA. Insurance Products We offer Loan Protection, Credit Disability, Extended Warranty Coverage, Life Savings, and GAP insurance. Free Credit Reports AnnualCreditReport.com allows you to request a free credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. |
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