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 Savings AccountsAll of our savings accounts are dividend bearing accounts. The main savings account, known as your prime share account, establishes and maintains your credit union membership. You may also open up to two other savings accounts to be used for whatever purpose you wish. Checking Accounts Our checking account has no minimum balance, no monthly service charges and no per check fee charges. You may apply for a Line of Credit with us to also be used as overdraft protection or you may use your savings account as your overdraft protection. Your checking and savings accounts may also be accessed by a debit card, automated teller machine card (ATM) or by Tellerline, our touch tone telephone inquiry and transaction service. For our members who are 60 and older, we offer the Golden checking account, which provides free checks in addition to our other services. Certificates of Deposit We offer a variety of CD terms, along with competitive rates. Click here or call for current rates and terms. Individual Retirement Accounts Individual Retirement Accounts (IRA's) offer the advantages of tax deferred savings, guaranteed return and deposits insured by NCUA, up to $250,000 in addition to other Credit Union deposits. Click here or call for current rates and terms. |
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